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Why Carriers Are Repricing GCs That Can’t Show Behavioral Data

A smiling female construction executive in a yellow hard hat and blazer holds blueprints, while her team stands in the blurred background.

Why are carriers repricing general contractors based on behavioral data — and what does it cost the GCs that can’t show it? Insurance carriers have begun pricing the absence of verifiable behavioral data — pre-task plans, observation close-out, credentialing, and field-routine signals — directly into renewal premiums. General contractors that rely solely on lagging indicators […]